You’re probably eager to get your taxes sorted especially if you’re hoping for a refund. But right now, some crucial information is still missing. If you file too early, there’s a real chance you could make a mistake that costs you time, money, and peace of mind. Form 16 Isn’t Out Yet If you’re a … Read more
One of India’s trusted public sector banks—Bank of Maharashtra—has just updated its Fixed Deposit (FD) interest rates, and while some have gone down, there are still smart ways to lock in up to 7% returns (yes, really). Let’s walk through what’s changed, what’s still worth grabbing, and how you can make the most of your … Read more
Home loan Interest Rate cut: If your monthly EMIs feel like they’re squeezing the life out of your budget, you’re not alone. Home loans that once felt manageable have started to bite, especially with rising costs all around. But here’s some much-needed relief that could finally let you breathe easier. The Reserve Bank of India … Read more
Ever felt stuck waiting weeks just to get your own PF money? You’ve worked so hard for it, but when you actually need it maybe for a medical emergency, paying rent, or your child’s education the system makes you feel like you’re stuck in slow motion. Well, not anymore. Thanks to EPFO’s new digital upgrades, … Read more
8th Pay Commission Fitment Factor hike: If you’ve spent your life working hard, only to retire and find that your pension barely covers your monthly needs, you’re not alone. So many retirees feel the same sting—rising costs, medical bills, and the weight of inflation eating away at a fixed income. But there’s a glimmer of … Read more
MEDISEP Kerala Hospital List Ever felt stuck, trying to figure out which hospital you can actually go to under the MEDISEP scheme? Trust me, you’re not alone. It can feel overwhelming when all you want is the right treatment for yourself or a loved one—without worrying about where to go. That’s why I’m here to make things … Read more
7th pay commission: If you’ve worked your whole life counting on a better retirement—and then find out you’re missing out on just one day’s benefit—it’s devastating. Especially when that “one day” could mean thousands of rupees less in your pension, every single month. But there’s finally good news for lakhs of central government employees who … Read more
In an effort to make life easier for everyday people and small business owners, the Reserve Bank of India (RBI) just took a major step:It cut the CRR (Cash Reserve Ratio) by 1%, and that means banks will now have ₹2.5 lakh crore more to lend. Sounds big, right? It is.This isn’t just policy talk—it’s … Read more
EPS Pension Hike ₹7500: If you’re someone who’s given years—maybe even decades—of your life to work, and now you’re relying on just ₹1,000 to ₹2,000 a month from the Employees’ Pension Scheme (EPS)… it hurts, doesn’t it? You’re not alone. And finally, after years of being ignored, there’s a ray of hope. A government committee … Read more
The government just approved the Employees’ Provident Fund (EPF) interest rate at 8.25% for the financial year 2024–25. And yes that’s the same high rate as last year. If you’ve been contributing to your PF regularly, this is something worth celebrating. What Exactly Is the New EPF Interest Rate? Let’s get straight to it. For … Read more