Hey there, friend. If you’ve been feeling the pinch at the checkout lately, you’re not alone. Food prices keep climbing, and for many of us, it’s getting harder to put meals on the table without stressing over the cost.
But here’s some good news: the Canadian government is stepping in with a little extra help. The $978 Grocery Rebate is coming in July 2025, and it could give your budget the breathing room you need.
Wondering if you qualify? How much you’ll get? Or when the money will hit your account? Let’s break it all down—so you know exactly what to expect.
Who Gets the $978 Grocery Rebate?
This rebate is designed for low- and moderate-income families, but the exact amount you receive depends on two things:
- Your income (based on your 2024 tax return)
- Your family size
Here’s a quick look at what different households could get:
| Household Type | Max Rebate Amount |
|---|---|
| Single individual | $234 |
| Single parent + 1 child | $387 |
| Couple + 2 children | $978 |
| Senior individual | $255 |
How This Rebate Helps with Rising Food Costs
Let’s be real—groceries aren’t getting cheaper. Prices have shot up over 9% in the past year, and for families already stretched thin, every dollar counts.
This rebate is tax-free and won’t affect other benefits (like the Canada Child Benefit or GST/HST credits). It’s meant to be a direct boost to help cover essentials—no strings attached.
What You Need to Do Before July 2025
To make sure you get your payment on time, here’s a quick checklist:
- File your 2024 taxes (if you haven’t already).
- Update your CRA account—check your direct deposit info, address, and family status (like if you had a baby or got married).
- Watch for deposits mid-July. If you don’t bank online, cheques may take longer, especially in rural areas.
FAQs About the $978 Grocery Rebate
Who qualifies for the full $978?
Couples with two kids (meeting income limits) get the full amount. Singles, seniors, and smaller families get adjusted payments.
Do I need to apply?
Nope! If you filed your 2024 taxes, the CRA will send it automatically.
When’s the payment date?
Deposits start mid-July 2025.
What if I moved or changed banks?
Update your info in CRA My Account ASAP to avoid delays.