Finance Update 2025
8th Pay Commission Fitment Factor hike: If you’ve spent your life working hard, only to retire and find that your pension barely covers your monthly needs, you’re not alone. So many retirees feel the same sting—rising costs, medical bills, and the weight of inflation eating away at a fixed income. But there’s a glimmer of … Read more
7th pay commission: If you’ve worked your whole life counting on a better retirement—and then find out you’re missing out on just one day’s benefit—it’s devastating. Especially when that “one day” could mean thousands of rupees less in your pension, every single month. But there’s finally good news for lakhs of central government employees who … Read more
In an effort to make life easier for everyday people and small business owners, the Reserve Bank of India (RBI) just took a major step:It cut the CRR (Cash Reserve Ratio) by 1%, and that means banks will now have ₹2.5 lakh crore more to lend. Sounds big, right? It is.This isn’t just policy talk—it’s … Read more
EPS Pension Hike ₹7500: If you’re someone who’s given years—maybe even decades—of your life to work, and now you’re relying on just ₹1,000 to ₹2,000 a month from the Employees’ Pension Scheme (EPS)… it hurts, doesn’t it? You’re not alone. And finally, after years of being ignored, there’s a ray of hope. A government committee … Read more
The government just approved the Employees’ Provident Fund (EPF) interest rate at 8.25% for the financial year 2024–25. And yes that’s the same high rate as last year. If you’ve been contributing to your PF regularly, this is something worth celebrating. What Exactly Is the New EPF Interest Rate? Let’s get straight to it. For … Read more
PhonePe is working on a new way to send money without needing the internet or even a smartphone. And it’s not just talk—this could empower millions who’ve been left behind in the UPI revolution. UPI Payments Without Internet? Imagine being able to send money, scan QR codes, and make UPI payments with a basic phone. … Read more
Are your monthly EMIs eating into your savings? You’re not alone. Whether it’s a home loan, car loan, or personal loan, even a small drop in interest rates can bring much-needed breathing room. And here’s the good news two of India’s major banks just did exactly that. If you’re feeling stretched thin by repayments or … Read more
Well, there’s good news. The RBI just made gold loans easier and more generous, especially for small borrowers like you and me. Let’s talk about what’s changed, why it matters, and how it could be the quick solution you’ve been praying for. What Changed in the Gold Loan Rules? If you’ve ever tried getting a … Read more